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Who is credit one bank?

Founded in 1984, Credit One has grown from humble beginnings to become a prominent credit card issuer. However, unlike major players in the credit card industry such as Chase and American Express, Credit One Bank focuses most of its efforts on curating card options for consumers with limited credit histories, poor credit or fair credit.

How much does a credit one credit card cost?

A $95 annual fee applies, but you get a free look at your Experian credit score and access to the Credit One mobile banking app. Like other Credit One Bank credit cards, you can prequalify online without a card inquiry on your credit report.

What features does credit one offer?

Added peace of mind: Find security with Credit One’s Optimal Credit Protection (terms apply). Credit One bank mobile app: Manage your account, pay your bills, check your balance and more. Phone payments: Make secure payments through mobile wallets like Apple Pay, Samsung Pay and Google Pay.

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